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Ayushman Bharat Yojna के तहत 30 रुपये के कार्ड से होगा Cancer Treatment

Ayushman Bharat Yojna के तहत 30 रुपये के कार्ड से होगा Cancer Treatment

मोदी सरकार अपनी सबसे बड़ी हेल्थ स्कीम आयुष्मान भारत योजना या प्रधानमंत्री जन आरोग्य योजना में आम जनता को बड़ा तोहफा दे सकती है. आयुष्मान भारत योजना आपको जल्द कैंसर का इलाज और घुटना बदलवाने जैसी सर्जरी का विकल्प मिल सकता है. वहीं आयुष्मान भारत के तहत उपलब्ध कराई जा रही मोतियाबिंद ऑपरेशन की सुविधा बंद हो सकती है. Modi government can give a big gift to the general public in its biggest health scheme Ayushman Bharat Yojana or Pradhan Mantri Jan Arogya Yojana. You can get the option of surgery like Ayushman Bharat Yojana to treat cancer and replace knee soon.

Our people are our greatest strength. India cannot realise its demographic dividend without its citizens being healthy. This government resolutely believes in realising the full potential of our people and has therefore made health a national priority.

Despite its economic strength and growing global stature, India continues to face the multiple challenges in health. An estimated 6 crore Indians get pushed below poverty line each year because of catastrophic expenditure on healthcare. The triple burden of disease is an enormous challenge – the high maternal mortality rate, infant mortality rate and prevalence of communicable diseases; second the high and rising incidence of non-communicable diseases such as cancer, diabetes and hypertension; third, the burden of infectious diseases such as dengue, malaria, Tuberculosis, Nipah ,Hepatitis, AES etc.

Ayushman Bharat is a transformative initiative that seeks to meet the National Health Policy 2017 goal of “attainment of the highest possible level of health and well-being for all and at all ages, through a preventive and promotive health care orientation in all developmental policies, and universal access to good quality health care services without anyone having to face financial hardship as a consequence.” Ayushman Bharat, especially PM-JAY, aims to ensure improved access to, affordability of, and lower the cost of healthcare delivery through a combination of government hospitals and empanelled private providers. It recognizes the critical importance of universal health coverage which is central to achieving Sustainable Development Goal (SDGs) of ensuring good health and well-being for all.

PM-JAY has had a tremendous start. The scheme is now being implemented across 32 States and Union Territories, which is a demonstration of our commitment to the highest ideals of cooperative federalism, a proof of the historic mandate given to this Government and the faith reposed in us by the people of our great nation on 23rd May this year when Shri Narendra Modi ji embarked upon his second innings as Prime Minister. In the last one year since its launch, about 50 lakh free treatments worth over Rs 7,500 crores have been given at empanelled facilities across the country and, 55% of the total utilised amount has been for tertiary procedures related to orthopaedics, cardiology, and radiation oncology. It is indeed heartening that of the 18,000 plus empanelled hospitals, 53% are private hospitals and they are willingly putting their best foot forward to be a part of Ayushman Bharat.

Benefit Cover Under PM-JAY

Benefit cover under various Government-funded health insurance schemes in India have always been based on an upper ceiling limit and varied between an annual cover of INR30,000 to INR3,00,000 per family across various States, creating a fragmented system. PM-JAY provides cashless cover of up to INR5,00,000 to each eligible family per annum for listed secondary and tertiary care conditions. The cover under the scheme includes all the expenses incurred for the following components of the treatment.
  • Medical examination, treatment, and consultation
  • Pre-hospitalization
  • Medicine and medical consumables
  • Non-intensive and intensive care services
  • Diagnostic and laboratory investigations
  • Medical implant services (where necessary)
  • Accommodation benefits
  • Food services
  • Complications arising during treatment
  • Post-hospitalization follow-up care up to 15 days
The benefits of INR 5,00,000 are on a family floater basis which means that it can be used by one or all members of the family. The RSBY had a family cap of five members. However, based on learning from those experiences, PM-JAY was designed in such a way that there is no cap on family size and age of members. In addition, pre-existing diseases are covered from the very first day. This means that any eligible person suffering from any medical condition before being covered by PM-JAY will now be able to get treatment for those medical conditions under the scheme.

Important website links of PM-JAY

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